SBIP Insurance, Serving the Insurance Needs of California Residents and Businesses
California Business Owners - Save up to 37% on Your Business Insurance Now!
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Our Commercial Lines Markets
Apartment Owners Insurance

Artisan Contractors Insurance

Building Owners Insurance

Commercial Auto Insurance

Computer Services Insurance

Garage Insurance


Our Commercial Lines Markets
Directors & Officers Liability

Employment Practices Liability

Professional Liability

Group Health Insurance

Workers Compensation


Our Insurance Services

Our Insurance Services


IntraNet Human Resource Program

Membership Programs - to Grow & Protect Your Business

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Our Insurance Services


Sun Pacific Insurance Brokers
Provides personal insurance coverage for high value homes, autos, boats, etc.

Care Providers Insurance Brokers, Inc.
Specializes in the health care industry, Nursing Homes, Residential Care Facilities, Home Health Care Workers, etc.

SPIB Insurance Agency Offers You a Satisfaction Guarantee!

California Insurance
License #0719264

 

  SMALL BUSINESS
 OWNERS REJOICE!

Our Exclusive Membership Programs Will Show You How to Save 17% -- 27%… Up to 37% and More.

Larry Hines, CPCU, CLU, ARM; Author, Speaker, Consultant and Insurance Insider will reveal to you what most insurance agents and brokers do not want you to know.

Think about it. If all you want is an insurance contract that will replace your personal and real property in the event of an “insured” loss then almost any insurance agent/broker will do.

If all you want is an insurance contract that will defend you in the event of a liability suit - if certain criteria are met - then, again, almost any insurance agent/broker will do.

However, if you want more than just the bare minimums that all agent/brokers can provide. If you want to reduce your costs, grow your business, increase your revenues and have protection for both insurable and non-insurable risks, then you need the 30+ years experience and expertise of Larry Hines.

Sure, we can provide you with Free Quotes, Fast Service and Top Rated Insurance Carriers like everyone else. Check out our special insurance programs and insurance coverage listed above. However, if you want more than just the "basics", request information on our insider membership programs by completing the following form:

Our FAST and Easy
Contact Form

(Complete this simple form and we will send you our "Insider Membership" Information.)

      First Name:        Last Name:
Your Street Address:
City,      State,     Zip:
Your E-Mail Address:
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Please Click Only Once . . .
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Hello, I’m Larry Hines, owner of SPIB Insurance Agency, Inc. I founded SPIB Insurance Agency, Inc. and Sun Pacific Insurance Brokers, Inc. back in 1980 after working for 8 years with a large national insurance company.

Over the years I discovered that the vast majority of insurance brokers are honest, hard working people. Their primary obstacle to providing small business owners--YOU--with what you really need is the fact that they do not create their own products. They are at the mercy of insurance companies who design, price and offer their insurance products.

Insurance companies are in business to make a profit. Nothing wrong with that. But what happens is that in order to maximize their profits they end up designing contracts that are, shall we say, stacked against you. For instance, have you ever tried to find individual health insurance for a loved one with a serious health condition?

We offer many of those same insurance products for our customers. However, as a consumer advocate we don’t stop there. We can show you which company offers the best contract for your risk exposure, even though you may have to buy it from someone other than us. If the contract does not go far enough we will show you options to handle your risk. For more information submit the form at left, and we will respond immediately.

 

Contractor Liability Program


Artisan Contractors can find HUGE savings with us. We know the contracting insurance business and can show you ways to maximize your coverage and minimize your costs! Get a FAST and FREE Online Contractor Quote now.

Other VERY Competitive Commercial Programs:

SPIB Insurance Agency, Inc. | PO Box 9055 | Mission Viejo, CA 92690
Toll Free Phone: 1-800-432-8431 | Phone: 1-949-582-5220 | Fax: 1-949-582-3512
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Email Us: broker@spib.com | Website Design © 2006, Insurance Web Sales